Frequently Asked Questions

 Life Insurance is a powerful tool you can use to pass down a TAX-FREE inheritance to your heirs. Imagine leaving your children with $500,000 when you pass away. The reality is we're all going to die. Wealthy people accept this fact and create a plan to protect their legacy. Others procrastinate until it's too late and they either can't get approved for life insurance or can't afford it. Don't let that be you. YOU are CHOSEN to create generational wealth for your last name. Your policy will be the last “love letter” you’ll leave your family and can gift them with freedom! They can use it to pay off debt, keep their home, send children to college, start a business, invest in real estate, & more. Life Insurance grants your family financial peace of mind and hope for the future. Book a FREE call with us today to learn more about how life insurance can secure your legacy. 

 Absolutely not! There are many types of Life Insurance policies that all serve different purposes. You could get a policy that only lasts 10-30 years, or one that covers you forever. There are policies that return your premium payments if you don’t die by a certain date. You could even get a policy where part of your premium payments grow cash value for you! With so many options out there, be sure to speak to a licensed professional at Malone Services Financial for help. Book a FREE call with us today! 

 This depends on your current and future financial goals. Most policyholders are currently underinsured. Something is better than nothing, but having the RIGHT amount of coverage is always best! We can help you figure out how much coverage you need by doing a financial needs analysis for you. Book a FREE call with us today to discover your coverage needs. 

 Life Insurance can cost as little as $10 per month! Your cost depends on your age, medical history, and other factors. So do not drag your feet on buying Life Insurance – you aren’t getting any younger. The best time to make this decision is RIGHT NOW. Book a FREE call with us today to learn about options within your budget.